Terms & Conditions

Last updated: April 23, 2025

Terms of Use

Introduction

These Terms of Use ("Terms") govern your access to and use of this website and any related services (collectively, the "Service") operated by Highland Coders Limited, a private limited company registered in Scotland (Company Number: SCSC831369), trading as Freedom Portfolio ("we", "us", or "our").

By accessing or using the Service, you agree to be bound by these Terms, our Privacy Notice, and any additional terms that apply. If you do not agree, you may not use the Service. Freedom Portfolio is a brand operated by Highland Coders Limited. All services, products, and transactions are fulfilled by Highland Coders Limited.

Definitions

This Website (or this Application): The property that enables the provision of the Service.

Agreement: Any legally binding or contractual relationship between the Owner and the User, governed by these Terms.

Owner (or "we", "us", or "our"): Highland Coders Limited, a private limited company registered in Scotland, trading as Freedom Portfolio.

Service: The service provided by this Website as described in these Terms and on this Website.

Terms: Provisions applicable to the use of this Website and Services in this or other related documents, subject to change from time to time, without notice.

User (or "you"): The natural person or legal entity that uses this Website.

Content on this Website Unless otherwise specified, all Website Content is provided or owned by the Owner or its licensors. The Owner has taken efforts to ensure that the Website Content does not violate legal provisions or third-party rights. However, it's not always possible to achieve such a result. In such cases, the User is requested to report complaints using the contact details specified in this document.

Rights regarding content on this Website – All rights reserved The Owner reserves and holds all intellectual property rights for any such content. Users may therefore not use any such content in any way that is not necessary or implicit in the proper use of the Website/Service.

Acceptable Use

This Website and the Service may only be used within the scope of what they are provided for, under these Terms and applicable law. Users are solely responsible for making sure that their use of this Website and/or the Service violates no applicable law, regulations or third-party rights.

Disclaimer of Financial Results and Investment Risk

Our role is to provide education in areas related to sales, marketing, and business strategy. We are not offering any guaranteed financial outcomes, income promises, or investment opportunities. Participation in any course, event, or consultation is not a promise of future earnings.

All learning materials are protected under intellectual property law and are intended solely for personal use. Redistribution or unauthorized use is prohibited .Please be aware that making investments or starting a business involves inherent risk. The strategies, advice, or frameworks shared through our services are general in nature and may not be suited to everyone’s personal or financial situation.

You are solely responsible for how you apply any of the information provided, and for any financial decisions made as a result.

Testimonials or examples presented on the website or in our materials represent individual experiences and do not constitute a guarantee of results. Outcomes depend on many factors, including personal effort, market conditions, and individual circumstances. We do not track or measure user earnings, and success metrics may vary widely.

Liability and Indemnification

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Owner, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the Service.

Indemnification

The User agrees to defend, indemnify and hold the Owner and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners and employees harmless from and against any and all claims or demands, damages, obligations, losses, liabilities, costs or debt, and expenses, including, but not limited to, legal fees and expenses, arising from the User's use of and access to the Service, including any data or content transmitted or received by User.

Refund Policy

We offer a 30-day money-back guarantee for all of our products, subject to the following conditions:

You are NOT eligible for a refund if you request it on the same day of purchase, without implementing and seeing results for yourself.

To be eligible for a refund, customers must provide constructive feedback explaining what specifically didn't meet their expectations.

Valid refund reasons do NOT include: "This doesn't apply to me", "This wasn't what I expected", "I'm dissatisfied", "This wasn't what I was looking for" or asking for a refund just because we have a money-back guarantee.

This policy is in place to protect the integrity of our products and to prevent potential misuse.

Service Interruption To ensure the best possible service level, the Owner reserves the right to interrupt the Service for maintenance, system updates or any other changes, informing the Users appropriately. Within the limits of law, the Owner may also decide to suspend or terminate the Service altogether. If the Service is terminated, the Owner will cooperate with Users to enable them to withdraw Personal Data or information in accordance with applicable law. Additionally, the Service might not be available due to reasons outside the Owner's reasonable control, such as force majeure (e.g. labor actions, infrastructural breakdowns or blackouts etc).

Privacy Policy - To learn more about the use of their Personal Data, Users may refer to the Privacy Policy of this Website.

Intellectual Property Rights Any intellectual property rights, such as copyrights, trademark rights, patent rights and design rights related to this Website are the exclusive property of the Owner or its licensors.

Changes to these Terms The Owner reserves the right to amend or otherwise modify these Terms at any time. In such cases, the Owner will appropriately inform the User of these changes. Such changes will only affect the relationship with the User for the future. The User's continued use of the Website and/or the Service will signify the User's acceptance of the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of Scotland. This applies regardless of the user's location, and without regard to any conflict of laws principles that would result in the application of any other law.

Jurisdiction

The parties agree that the Scottish courts shall have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with these Terms or their subject matter or formation.

Contact Information

If you have any questions about these Terms, please contact us at:Email: [email protected]

Registered Office: Office 900,3 Fitzroy Place, 1/1,Sauchiehall Street,Finnieston,Glasgow Central,G3 7RH, UK.

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.